Compare Personal Loans — Find Your Best Rate

Browse top-rated personal loan offers from 50+ lenders. Check rates without affecting your credit score.

Rates from 6.99% APR
Loans up to $100,000
No hard credit pull to compare
Maximus Money personal loan offer
Editor's Pick

Maximus Money

4.8/5
APR Range
6.99% – 35.99% APR
Loan Amount
$1,000 – $100,000
Term
12 – 84 months
Min. Credit Score
580+
  • Fast funding — as soon as 1 business day
  • Check rate with no hard credit inquiry
  • Flexible loan amounts and terms
  • Trusted by thousands of borrowers
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No hard credit pull

Stars and Funds personal loan offer
Top Rated

Stars and Funds

4.7/5
APR Range
7.99% – 35.99% APR
Loan Amount
$1,000 – $50,000
Term
12 – 60 months
Min. Credit Score
580+
  • Quick and easy online application
  • Check rate with no hard credit inquiry
  • Funds deposited directly to your account
  • Flexible repayment options
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No hard credit pull

Lend Plans personal loan offer
Best for Bad Credit

Lend Plans

4.6/5
APR Range
8.99% – 35.99% APR
Loan Amount
$1,000 – $50,000
Term
12 – 60 months
Min. Credit Score
560+
  • Options available for all credit types
  • Check rate with no hard credit inquiry
  • Simple online application in minutes
  • Competitive rates for qualified borrowers
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No hard credit pull

Funds Joy personal loan offer
Fast Approval

Funds Joy

4.6/5
APR Range
7.99% – 35.99% APR
Loan Amount
$500 – $50,000
Term
12 – 60 months
Min. Credit Score
580+
  • Get matched with lenders in minutes
  • Check rate with no hard credit inquiry
  • Loans for a wide range of credit profiles
  • Secure and simple online process
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No hard credit pull

Christmas Bill personal loan offer
Seasonal Offer

Christmas Bill

4.5/5
APR Range
7.99% – 35.99% APR
Loan Amount
$500 – $50,000
Term
12 – 60 months
Min. Credit Score
560+
  • Cover holiday expenses with ease
  • Check rate with no hard credit inquiry
  • Fast and simple online application
  • Flexible terms to fit your budget
Check Your Rate

No hard credit pull

Rates and terms shown are estimates based on lender data and may vary based on your creditworthiness. Clicking 'Check Your Rate' will take you to the lender's website. Consumer Lending Connection may receive compensation when you apply through our links.

How to Choose the Right Personal Loan

01

Know your credit score

Your credit score is the biggest factor in the rate you'll receive. Scores above 680 typically qualify for the best rates.

02

Compare APR, not just rate

The Annual Percentage Rate includes fees and gives you the true cost of borrowing. Always compare APRs across lenders.

03

Check for hidden fees

Origination fees (1%–8% of the loan), prepayment penalties, and late fees can significantly increase your total cost.

04

Pre-qualify before applying

Most lenders offer a soft credit check to show estimated rates. This won't affect your score — use it to compare before committing.

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No impact to your credit score.

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Consumer Lending Connection

Helping consumers find the right personal loan — with clarity, confidence, and no hidden fees.

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Not a lender. Rates and terms vary by provider.